Monday, October 31, 2011

Trade Secrets about Car Transport Insurance

Many people do not realize that their insurance can cover your vehicle even when it is being shipped. There are always unexpected risks when delivering vehicles and auto shipping companies are aware of this. To avoid the extra charges of repairs to damage picked up along the journey; double-check all of the Car Transport company's policies on damages.

Various types of damage that can potential ruin your vehicle during delivery is typically covered by in-house insurance offered by the auto transport companies themselves. There are several warnings, rules and provisos contained in all insurance plans, auto transport insurance included. Below, helpful hints and tips are given so that navigating the tricky world of auto transport insurance is a breeze.

Before deciding which vehicle transport company to hire, ask your list of potential companies for a certificate of insurance. Remember that an insurance company is legally obligated to have such a certificate, and all respectable companies will willing present theirs. You cannot ask too many questions when it comes to the policy offered, so find out about deductibles, the extent of the protection offered and specific part coverage.

Promises by the transport company are meaningless unless they are written do, so have all information documented. The minor details are important, so make sure to get specifics from your agent. There is a chance that coverage will fall away in transit should you not inform the respective car transport company.

Don't forget to take your stuff out of the car before handing over your keys. Such a simple action can save you money, as insurance will not cover the loss or damage of items inside the car. The extra weight could damage the car’s exhaust system while the objects inside may cause damage to the interiors.

Company insurance will not pay for such damages. Below are further guidelines for preparing your car for such a trip. An inspector will check your vehicle for existing damage when you leave the car at the shipping company.

It is imperative that you are present at this inspection. Take a photo of your car before transport, which can be used as evidence in case something happens. To make sure that no damage was recorded while the car was being transported, it will once again be inspected upon arrival.

It is important to conduct careful inspection and document any damage, scratches or dents on the Bill of Lading or the condition report before accepting the car. Feel free to start your car before you are satisfied with its condition, as certain mechanical issues will only be evident once the car is on. It is useful to have a camera with you should something have happened.

If something has happened to your vehicle it is absolutely paramount that you make a note on the Bill of Lading. Once the driver has counter-signed your Bill of Lading, contact your company immediately. Should your car arrive at night, be sure to check its condition in a well-lit area.

Great customer support is one of the characteristics of a reputable transport company. Most companies are affiliated with professional standards organizations, such as the Better Business Bureau, so you may file a formal complaint if need be. You can avoid unnecessary drama and stress by being thorough and using the advice provided here.